Personal Insurance - Home

When most people hear the word "insurance" they think of their cars, but in many cases it is their home that is the most important and expensive property they own. Our Agency offers a variety of comprehensive homeowner insurance policies to choose from which can be tailored to suit your individual needs and budget.

Discounts & Credits

• Multi-policy - By insuring your auto and home together, you will receive a discount on your auto premium as well as your homeowners insurance premium.
• New home - Receive a discount if you live in a new home.
• Premises alarm - This discount is applied to your premium if you have smoke detectors installed in your home.
• Burgler Alarm - Receive a discount if you have a central fire and/or burglar alarm system.
• Business Umbrella – Additional Liability protection where you need it most.
• Sprinkler system credit - If you install and maintain a sprinkler system, you will receive a credit on your homeowners premium.

Umbrella:

We also offer Personal Umbrella Policies that provide additional liability protection for you and your family. An Umbrella Liability policy is designed to give you additional peace of mind to protect yourself and your loved ones.

• Protection for the actions of covered family members over and above your auto and homeowners’ policies.
• Extra protection if a covered driver causes an accident and is liable for injury to others or property damage.
• Extra protection if someone is hurt on your property.
• Covers family members, worldwide, for actions that may cause injury to others or property damage. (Isn’t it nice to know we’ll follow you anywhere?)